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Need Fast Financing?

Fix/Flip | Rental  & Construction Loans

Low Rates | High LTV’s

       Close in 5 to 7 Days | We are a Direct Lender

NO Hidden Fees | Minimal Documentation

Asset-Based Loans | Flexible Underwriting

The Loan You Want

As a real estate investor you have unique needs for a loan. We base our short-term loans on the value of your property, not your credit. We finance up to 90% of the purchase price and 90% of your repairs on Fix & Flip properties and up to 80% of the LTV on rental properties. Either way, we offer competitive rates and have NO hidden fees!

Acquiring? Need to rehab? Come to us.

We’re a lender built by operators who’ve flipped thousands of properties. We fund property investors on their first project. We fund professionals who do 100’s per year. If you are in the market and need financing that actually works, we’re right for you.

We work directly with Residential Investors, Realtors, and Contractors.

Flexible terms. Great Rates. Close in days.

We are not a bank. We offer a simple application process to provide you the best rates. We can close in days, not weeks.

The Speed You Need

You won’t find another lender who can fund your loan faster! Since we ARE the lender, you work directly with the decision makers. Your loan is our top priority and is approved, processed and funded in as little as 24-hours, other lenders simply don’t compare!

What is a Bridge Loan?

A Bridge Loan is a short-term mortgage used to acquire a property quickly. Generally this financing is used until permanent financing is found, the home is resold, or it is rehabilitated and then resold.

Who needs this kind of loan?

Property investors that are fixing and flipping properties are the most common customers of our Bridge Loans. Anyone buying properties on market or in distress, rehabbing, and reselling is a potential customer for us.

The Service You Expect

We are a small private money lender that takes personal interest in every property we finance. You won’t be shuffled from one department to another looking for answers, instead, work directly with our underwriters from start to finish and get the answers you deserve – on your schedule.

What states are you lending in?

We currently finance Rehab and Rental Loans in ALL States except – Arizona, Alaska, Hawaii, Minnesota, Nevada, North Dakota, Oregon, South Dakota,and Utah.

What’s the process to get a loan from you?

The process is simple, fast and reliable. To apply for a loan, contact us to get started. We’ll send you our easy application to complete.  Provide us the information we need to get a quick approval out to you.

Do you provide rehab financing?

Yes, we provide rehab financing. We consider both the as-is value of the property, as well as, the after repair value to be able to extend you funding that works and can finance both the acquisition and repairs.

  • Property Types:   SFR’s and 2-4 Unit
  • Transaction Type: Rehab Loan for Investment Property or Ground Up Construction
  • Interest Rates: From 8.19% to 12.9% (Varies Based on LTV and Experience)
  • Loan Amount: Up to $2,000,000 (minimum of $75,000)
  • Loan to Value: up to 90% Loan-to-Cost | 90%Purchase/90% Repairs (70% ARV Max)
  • Closing Process: 5-7 Business Days | Same Day Decisions
  • Credit Score: 600 Mid-FICO Minimum (no exceptions)
  • Loan Term: up to 12 months
  • Origination Fee:  1.99 to 2.99 Points ( NO Upfront Fees)
  • Appraisal Fee: $450 on SFR – $550 2 to 4 Units
  • Rate Type:  Interest Only
  • Prepayment Penalty: None
  • Entity Type: Must Close as LLC or Corp.

Other loans available :  5+ Unit Apartment Building Rehabs | Loan Amounts $250,000 to $4 Million | Loan to Cost 70% | 670 Credit Score | 3 Year Term | NO PPP


Get more information by Clicking “Get Started”.

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EquiLease One communications are not intended to provide business, legal, tax, investment or insurance advice.  No EquiLease One communication should be construed as a recommendation for any business or investment strategy by EquiLease One or any third party.  You are solely responsible for determining whether any investment, investment strategy, business strategy or related transaction is appropriate for you based on your personal investment objectives, financial circumstances and risk tolerance. You should consult your legal or tax professional regarding your specific situation.

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